The newly released circ may business data showed that the insurance industry in May, total assets of increase insurance is 28.478 billion yuan RMB, the bank deposit 24.025 billion yuan, accounting for 84.36% of the asset revaluation. In April, compared with in May for the stock, bond market investment reduced 5.2 billion yuan, this is since January of this year, the insurance fund investment quota first drop.
Before this year in May, agreement is always risk capital deposits layout key. This January to may, insurance funds for agreement deposits three times, increase the capital appeared two month, 3 months respectively greatly increased 99 billion yuan and 165.8 billion yuan. Only 4 months reduced 98.9 billion yuan.
Bank deposit a large amount of deposit, including general agreement liquidity deposit, in other investment channels by agreement deposit rates attractive big, insurance capital allocation agreement the enthusiasm of the deposit is higher.
In may the asset allocation situation, a large insurance asset management company officials told reporters that may increase the amount of deposit large agreement, stock investment position not much change. This idea the other two got home small insurance company investment of the person in charge of the identity.
Deposit insurance fund allocation of enthusiasm and deposit rates are closely related. Since this year, because the market financing area strain, and two interest rate increases, the large amount of deposit rates by agreement has been about 5% at the beginning of the year to rise to the current of the 5.5% or so. In June, some state-owned commercial bank's agreement deposit interest rate peaked at 5.4% in January, a former add 20 more BP; Joint stock commercial Banks have also reached about 5.6%.
However, the agreement deposit interest rate are high has caused part of the bank attention.
A state-owned commercial bank personage tells a reporter, because deposit rates higher than the expected agreement, at present the bank has stopped short of accepting higher rates agreement deposits, and in the second half to reduce agreement in all the accounts for savings deposits than.
In fact, the bank deposit rates in limit accept the agreement previously also appear. Before this year march, the state-owned commercial Banks agreement by about 5% deposit rates once to 5.2%, the financing side with anxious, after a period of time some Banks will no longer accept higher interest rates, interest rates once large agreement deposits to drop back.
However, relative to the part of the state-owned commercial Banks, the large amount of money for the agreement joint-stock commercial bank, city and foreign businesses do still has quite attractive.
In addition to agreement deposits in May, configuration of insurance funds to buy debt enthusiasm are more April high.
According to statistics, this year the debt nets may insurance funds for the main bonds net portfolio subscription amount for 38.96 billion yuan, a $11.54 billion in April 27.42 billion yuan increase, or more than 2 times.
Since may of this year, bond yields downward trend, and begin to reverse to wave rise. With 3 years fixed rate bonds, for example, shows that yields in debt nets by early January's 3.38% to 3.22% by the middle of April, and since then has been fluctuations on 31 May rise to 3.28%. By June 27, yields already rose from 3.465% to.
Earlier, because April bond yields in descending interval, the insurance fund for main bonds in April of this year subscription amount is 29.615 billion yuan of the march was cut in the half.
For today's investment strategy, an insurance company investment manager said, at present the bulk lots stock, such as blue chip stock valuations cheaper bond markets, yields have more attractive, but short-term uncertainty still exist, such as inflation, such as the financing side nervous, capital allocation still with careful to give priority to.
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